Electronic banking serves as the foundation for modernizing and streamlining banking management. Keeping pace with it marks the beginning of the right path towards creating the future and influencing its direction by capitalizing on growth opportunities emerging in the business environment linked to the internet and the digital world, amidst increasing reliance on open networks and advanced technologies at all levels.

This book delves into the electronic banking industry, clarifying the areas of development in using e-business models in banks and the potential to leverage communication and information technologies to facilitate commercial and financial operations. Online financial transactions have evolved significantly, moving from mere execution of tasks via software and networks between the bank and the customer to a full online presence for banking services. The concept of banking has expanded to include financial services, consulting, commerce, financial management, and more. The term "e-banking" or "internet banking" is used as a comprehensive, advanced expression for concepts that emerged in the early nineties, such as remote financial services, remote banking, home banking, online banking, and self-service finance—all referring to customers managing their accounts and conducting their banking business from home or the office.

E-banking is no longer exclusive to banking institutions; it has extended to non-banking entities to meet the needs of e-marketing conducted through their websites. Thus, electronic banking has spread through direct investment, the provision of financial and banking service platforms, and proxy trading services or comprehensive projects. In general, the electronic banking industry is rich with various models, and electronic banking in its broad sense has become a practiced reality for both large and small financial and banking institutions, valued for its interactive benefits in content and patterns. It is no longer just an option but a necessity whose importance is universally acknowledged.

The book covers the topic of electronic banking in five main chapters:

• Chapter One: An introduction to electronic banking, discussing its origin, development, concept, and organizational mechanisms.
• Chapter Two: Tools and applications of electronic banking, starting with ATMs and points of sale, followed by electronic bank cards, and finally, electronic money.
• Chapter Three: Electronic banking systems, represented by network and communication systems, transfer and exchange systems, and protection and security systems.
• Chapter Four: The challenges affecting electronic banking, including technical, operational, and legal challenges.
• Chapter Five: Electronic banking in Algeria, discussing the e-banking project, the electronic services of Algerian banks, and the reality of e-commerce and e-banking in Algeria.

Weight: 0.65 kg
Dimensions: 17 x 24 cm
ISBN: 978-9957-12-766-4